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But I Can't Afford to Start a Business!

Time and time again, I hear from moms who want to start a business, but just can't afford to. But starting a business is just limited to those with financial backers or angels.

There are many ways to work around this when you have only limited start up costs to begin a whole new business.

  1. Investigate home party plans that offer low-start ups, or offer you the opportunity to earn your kit. Some will also offer promotionals for signing up new representatives, such as two-for-one where you sign up with a friend, or offer deep kit discounts for very limited time frames. If there is a particular business you are very interested in, but can't afford their sign-up costs, be sure to check and see if they are having a new representative special coming up.
  2. Scrimp and save in other areas of your life. Not a coupon person? Start using coupons and put the total amount you save with each grocery trip into a special "new business fund". Do you order takeout a couple times a week? Cut back to once a week or once every other week, and put that money into your "new business fund" too.
  3. Consider a loan from a family member. While all family loans are not created equal, you never know who will be your biggest supporter in your new business venture and would gladly loan you a small amount of money for your business start-up.
  4. Investigate small business loans that cater to women and home businesses. Some grants are also available (and you don't have to pay them back!) You must be prepared to undergo credit and reference checks, attend business classes, and disclose financial aspects of your personal and business life.

By investigated some of these alternatives, you may discover that you really can afford to start your own business!

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