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But I Can't Afford to Start a Business!
Time and time again, I hear
from moms who want to start a business, but just can't afford to. But
starting a business is just limited to those with financial backers or
angels.
There are many ways to work
around this when you have only limited start up costs to begin a whole
new business.
- Investigate home party plans
that offer low-start ups, or offer you the opportunity to earn your
kit. Some will also offer promotionals for signing up new representatives,
such as two-for-one where you sign up with a friend, or offer deep kit
discounts for very limited time frames. If there is a particular business
you are very interested in, but can't afford their sign-up costs, be
sure to check and see if they are having a new representative special
coming up.
- Scrimp and save in other
areas of your life. Not a coupon person? Start using coupons and put
the total amount you save with each grocery trip into a special "new
business fund". Do you order takeout a couple times a week? Cut
back to once a week or once every other week, and put that money into
your "new business fund" too.
- Consider a loan from a family
member. While all family loans are not created equal, you never know
who will be your biggest supporter in your new business venture and
would gladly loan you a small amount of money for your business start-up.
- Investigate small business
loans that cater to women and home businesses. Some grants are also
available (and you don't have to pay them back!) You must be prepared
to undergo credit and reference checks, attend business classes, and
disclose financial aspects of your personal and business life.
By investigated some of these
alternatives, you may discover that you really can afford to start your
own business!
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